In the big city like new jersey, you will definitely need an Auto Insurance Coverage for your vehicle. There are two general types of auto insurance policies in New Jersey. Both of the Auto Insurance Policy are usually called as STANDARD and BASIC. These Standard Auto Insurance Policy and Basic Auto Insurance Policy in New Jersey offer some options as well.

STANDARD AUTO INSURANCE POLICY IN NEW JERSEY
The Standard Auto Insurance Policy in New Jersey provides some insurance coverage options and the opportunity to buy additional protection for your vehicle. This Standard Auto Insurance Policy is the typical policy chosen by most New Jersey drivers.
BASIC POLICY AUTO INSURANCE POLICY IN NEW JERSEY
The Basic Auto Insurance Policy in New Jersey usually costs significantly less than a Standard Auto Insurance Policy. With the less cost, this insurance policy provides limited benefits for your vehicle. It is not for everyone, but it does provide enough coverage to meet the minimum insurance requirements of New Jersey law. The Basic Policy could be an option for those with few family responsibilities and few assets to protect (including income froma job).